One of the ways in which you can accumulate GM Card earnings (to be later redeemed when buying a GM motor vehicle) is by shopping online with the card. By default, 5% of what you pay, when shopping online using the GM Card is added to your GM Card earnings account. But that figure can go up, if you shop at one of the Bonus Shop stores. In the latter scenario, you end up accumulating more GM Card earnings faster. Subsequently, you get the chance to save more, when acquiring your GM vehicle of choice.

What can you buy using the GM Card?

According to the GM Card website at, there is really no limit to what you can buy using the GM card. The card can be useful to you when shopping for apparel. It can be useful to you when shopping for computers and electronics. It can be useful to you when shopping for software in app-stores. It can be useful when shopping for beauty and health products. It can be useful when shopping for services… and anything you can think of.

Remember, the GM Card is basically an ordinary MasterCard, issued by a bank (Capital One Bank), and anything you can buy using any other bank card, you can buy also buy using this particular MasterCard.

How much are you charged for using the GM Card?

The fees associated with the GM Card are exactly the same as the fees charged for shopping online using any other bank card. You don’t pay anything extra just because you paid for stuff using the GM card. The end result is that the ‘discount’ you ultimately get from GM when you redeem the earnings (at the point of purchasing a GM vehicle) is actually a discount in the realest sense of the word.

What difference does shopping using the GM Card make?

In terms of the payment process, shopping using the GM card isn’t different from shopping using any other card. It is not any more complicated. If it is a brick and mortar store you are shopping in, you just swipe the card. If you are shopping online, you enter the card number and the signature code. But the difference is in the fact that you accumulate earnings in your GM Card account every time you pay for something using the card. These ‘earnings’ are redeemable for ‘discounts’ when buying GM vehicles. The discounts in question can be substantial, running into thousands of dollars. So using the GM card is worthwhile, if you are considering buying a vehicle from GM at some point later. That is because using this card (for your other day to day purchases) can translate into a huge discount being availed to you, when you go to buy the GM vehicle you fancy.

{ 0 comments } Reward Credit Card – GM Card

The GM Card is best described as a rewards/customer-incentive card, offered by the General Motors Corporation. It is a card through which you can accumulate ‘earnings’ which you can subsequently redeem when purchasing an eligible GM vehicle. It is, thus, a card you can use to hasten your acquisition of a GM vehicle, and to [...]

Read the full article → – How to Accumulate GM Card Earnings

At the most fundamental level, to accumulate GM Card earnings, you only need to pay for stuff using the MasterCard that is referred to as the GM Card. Introduction to the program The GM Card program can be viewed as being a collaborative effort, between GM (General Motors) and Capital One Bank. It is a [...]

Read the full article → – The GM Card Redemption Allowance Chart

The GM Card redemption allowance chart allows you, as a GM cardholder, to figure out how much of your GM Card earnings you can be allowed to redeem, when acquiring various types of vehicles sold by GM. As background information, we may mention that the GM Card is a customer incentive (in the form of [...]

Read the full article → – GM Card Earnings Redemption

Everyone who takes up the GM Card does so with one core objective. The core objective is to end up spending less on the acquisition of a GM vehicle. The acquisition can be by way of purchase or lease — though most of the people who take up the GM card do so with the [...]

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